I get quite excited this time of year, not only because Christmas and New Years Eve are coming up, but also because my husband and I have an anniversary in early January. We will usually go away for a weekend near our anniversary to celebrate and spend a couple of nights on on the town at nice restaurants. We’ll also exchange gifts, and we always try to make them special. This year I am considering purchasing a new watch for my husband, and I know that he would really appreciate one. He likes titanium watches, and while they can be expensive there are some good deals to be found on titanium watches online.

One website that has a particularly large selection of discounted brand name watches is BlueDial.com. BlueDial has brands like Bulova, Tissot, Seiko, Omega, Gucci, Citizen, Wenger and more as well as prices that are up to seventy percent off, so no matter which brand is your favorite, it’s easy to find a great bargain. Personally, I just love this Swiss Army watch I found (pictured at the top of the post), and still can’t believe that it’s priced under three hundred dollars. Can you believe I found it after just a couple of minutes of browsing on the Blue Dial website?

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Early on in our marriage my husband and I encountered a lot of financial problems. This was due to the fact that we never really saved money, and enjoyed spending our pay checks on whatever we wanted (we were young and stupid, you might say). This was fine for awhile but when my husband was laid off from his job it really hit us hard as we didn’t have any savings to sustain ourselves through his unemployment. This lead us to rack up debt which took us years to pay off.

Due to the struggles we had and the fact that neither of our parents ever really tried to teach us about money, we’ve decided that we’ll tell our kids what we went through so that they hopefully won’t repeat our mistakes. For that reason we are looking into having savings accounts set up for them, so that they can learn about money from an early age. I am going to have both kids put a percentage of their allowances into the accounts every month, so that they can create responsible money management habits. I hope this technique will allow them to not only save for big items they may want, but will create life long saving habits for them.